• Sep : 9 : 2017 - Our Lady Crowned Credit Union 50th Anniversary Open Day
  • Jun : 30 : 2017 - Student Loan Rate Promotion
  • Mar : 11 : 2017 - Monthly Loan Promotion
  • Feb : 18 : 2017 - Our Lady Crowned Credit Union – 50 Years Serving the Community
  • Oct : 22 : 2016 - THE “I’M GETTING MY ACT TOGETHER EARLY THIS YEAR” LOAN

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Our Lady Crowned Credit Unions Top tips to get through the Christmas season.

  1. Budget, Budget, Budget. 

Plan how much you can afford to spend – and stick to it. Go to our online budget planner at www.olccu.ie and follow the link for an easy to use version, or call to our office to collect a hard copy.

  1. Make a list.

Decide what you’re going to buy in advance. Decide in the store and you’ll spend more!

  1. Pay with cash where possible.

Avoid loans, credit cards, store cards, catalogues and moneylenders – they’ll cost you more.

  1. If you borrow be sensible.

Borrow where the interest is right…..not on your doorstep!

  1. Compare prices.

Before you buy, compare online and between shops. You’ll be amazed at the difference.

  1. Use trustworthy vendors.

Buy from reputable websites and check they guarantee delivery before Christmas.

  1. Check for Sales.

Many shops will have sales before Christmas. Ask around, and maybe you could get those presents for even less!

  1. Interest Free Deals.

Look for interest-free deals when buying furniture or electrical goods – but make sure to compare prices.

  1. Christmas Clubs.

Joining a Christmas club or opening a credit union savings account will help you now – it will also get you into the habit for next year.

  1. Read the Small Print

If you borrow or enter into a buy-now-pay-later deal, be careful. Some lenders will penalise you for paying it back early or, if you do not pay it within the interest free period, you could be subject to hefty interest payments.

  1. Under pressure?

Talk to us first. Suffering from debt stress? Already owe money lenders?

Call into Our Lady Crowned Credit Union to discuss your options.

  1. Friends and Family are priceless.

It’s easy to say but it’s still true – the best gift at Christmas is being together -and that costs nothing. Many families do Kris Cringle or Secret Santa gifts. Some families only give gifts to children. There are many ways of saving money without taking away the magic.

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  • Contact Info

    11c Silversprings Road
    Mayfield
    Cork

    T: 021 450 4923
    F: 021 450 4933
    E: info@olccu.ie
  • Opening Hours – Mayfield

    Mon: 10am - 4.30pm
    Tue: 10am - 4.30pm
    Wed: Closed
    Thu: 10am - 4.30pm
    Fri: 10am - 5.30pm
    Sat: 9.15am - 12.45pm
  • Contact Info

    Wallingstown
    Little island
    Cork

    T: 021 435 4652/021 435 4660
    F: 021 435 4674
    E: info@olccu.ie
  • Opening Hours – Little Island

    Fri: 9:30am - 12.00pm
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